Grouping individual athlete betting issues under a huge "systemic insider risk" umbrella seems like overthinking things, frankly. Would we even bother to call it "systemic" if we hadn't already put so much sunk effort into this broad concept? It’s like when my friend lost money on a bet because a local football player threw a game; everyone just dealt with that specific fraud, not some huge network. We should be able to dispose of these niche issues without imagining a giant, interconnected web.