The real issue is not so much whether people check their documents early or late, but rather to find a third way that makes all this less stressful, regardless of timing.
Instead of judging those who leave it to the last minute, we should imagine personalized reminders or even a service that pre-fills administrative forms.
In Morocco, where administration can be a real headache, a practical solution that streamlines procedures would be much more useful than a statistic on anxiety.
For example, a system where, once your information is entered, an app notifies you of key dates and suggests generating the necessary documents—that's concrete.